Tax Architecture
The architecture that determines what you actually keep.
Tax planning isn't a line item. It's the operating system that every other financial decision runs on. Get it wrong, and every dollar you earn, invest, or transfer costs more than it should. Get it right, and the compounding advantage is measured in generations.
Pre-Exit Tax Engineering
QSBS elections that can exclude up to $10M per shareholder from federal capital gains. Equity swap structures that let you diversify without triggering recognition. Installment sales that spread the hit across years instead of one catastrophic April.
Charitable remainder trusts funded with pre-exit stock that generate income for life while eliminating gains on the contributed shares. These structures have expiration dates — and most of them expire the day the deal closes.
Ongoing Tax Strategy
Every investment decision, every distribution, every charitable gift has tax implications that compound over decades. Your CPA files the returns. We architect the strategy that determines what those returns look like.
Tax-loss harvesting across separately managed accounts. Opportunity Zone deferrals. PPLI wrappers that eliminate tax drag on investment returns. The difference between a reactive tax strategy and a proactive one is 2-3% annually — compounded over 30 years, that's the difference between $100M and $250M.
Capabilities
- QSBS Elections
- Installment Sales
- Equity Swaps
- CRT Structures
- Opportunity Zones
- PPLI Tax Wrappers
- Tax-Loss Harvesting
- State Tax Optimization